Batho ba bangata hona joale ba batla ho ea lepato, empa na ha ho joalo?
Lilemong tse 'maloa tse fetileng, bahoebi ba ile ba qala ho kōpa le ho fumana lichelete ho tsoa ho sechaba bakeng sa likhopolo tse se nang palo, lisebelisoa, lisosa le lits'ebetso tse ling tsa khoebo ka mokhoa o bitsoang "crowdfunding" - ho bokella chelete ka menehelo e menyenyane e entsoeng ke batho ba bangata . Ho itšetleha haholo-holo matla a Inthanete, ho ata ha lisebelisoa tsa thelefono le ho fihlella ha liphatlalatso tsa sechaba, thepa le lits'ebeletso tse ngata li amohetse lichelete tse lekaneng tsa sechaba ho tloha khopolong ho ea ho pōpo ka lebaka la batho ba bangata.
Nakong ena, liwebsaete tse nehetsoeng ho batho ba thusang batho ba bangata li ile tsa eketseha, 'me ha ho pelaelo hore lipatlisiso tse batlang chelete li ntse li eketsehile. Kajeno, bahlophisi ba batla menehelo e mengata bakeng sa merero e mengata, ho kopanyelletsa le ho tšoara mokete bakeng sa liithuti tse kenang sekolo ho fumana mangolo a polasi; ho lefella litšenyehelo tsa bongaka bakeng sa ho buuoa ke bokooa ho amohela bana ba tsoang mose ho maoatle. (Esita le terene ea lepato ea Abraham Lincoln e tsosolositsoeng e ile ea batla chelete e ngata ea lithuto.) Ha ho makatse hore ebe batho ba bangata hona joale ba boetse ba batla ho lefella litšenyehelo tsa lepato ka mor'a lefu la moratuoa haeba ba sa khone ho lefella litšenyehelo tsena. Sehlooho sena se hlahloba hore na o lokela ho leka ho pata mapato, ho patoa, sehopotso le litsenyehelo tse ling tsa lefu.
Na Mapato a Boholo-holo a Sebetsa?
Ka February 2015, moahi oa Toronto, Canada, o ile a qalisa letšolo la batho ba bangata ka mor'a ho utloa ka lefu le bohloko la moshanyana ea lilemo li tharo ea bitsoang Elisha Marsh, ea shoeleng ka lebaka la ho hlaseloa ke maemo a batang ka mor'a hore a tlohe ka tlung ea ntat'ae Toronto hoseng ho hong ha re apere li-T-shirt, litelu le lieta tsa mariha.
(Monna ea qalileng letšolo lena la batho ba bangata ha aa ka a amana le ngoana.) Pele ho lihora tse robeli, letšolo la boipheliso la ho lefella litšenyehelo tsa lepato la Mars le ile la phahamisa $ 10,000 'me, ho feta lihora tse 24, ho feta $ 130,000 . (Ka ts'ebetsong, letšolo lena la batho ba bangata le ile la fela ka la 22 February, 2015, ka mor'a ho phahamisa chelete e fetang $ 173,000.)
Ho ea ka sehlooho sa Khoebo sa FOX se phatlalalitsoeng ka August 2014, websaeteng ea batho ba bangata ba YouCaring.com e thathamisitse matšolo a fetang 30,000 a ho qetela-litšenyehelo - ka makhetlo a fetang a mabeli a thathamisitsoeng setsing sa 12 likhoeli tse fetileng. Ho feta moo, ho ea ka sehlooho sena, lenaneo la boipheliso le amanang le lepato la lipapali le amanang le lepato le hlahisitsoeng "le pota-potileng $ 2,000" le sebaka se seng sa batho ba bangata, GoFundMe.com , se thathamisitseng matšolo a fetang a 22 000 a lepato le a sehopotso, a phahame ka $ 2,200.
Ho itšetlehile ka mehlala ena, motho a ka 'na a nahana hore ho batla menehelo e fokolang ka ho fetisisa Inthaneteng ho batho ba bangata bao e seng basele ba lokela ho netefatsa hore ho na le menehelo e lekaneng bakeng sa ho phahamisa liranta tse likete tse seng kae kapa, mohlomong, ka mor'a lefu la moratuoa. Empa na u lokela ho lebella liphello tse tšoanang haeba u ntse u nahana ka letšolo la batho ba bangata ba tla lefella lepato, lepato, sehopotso kapa litšenyehelo tse ling tsa ho qetela?
Linnete ka Lipapatso tsa Crowdfunding
Ho tloha ka la 20 Mphalane, 2015, le hoja ho atleha ho lefella merero e fetang 80,000 e amoheloang ke bafani ba fetang limilione tse 8,2, setsi sa katleho sa Kickstarter.com (sebaka se lebisang ho batho ba bangata) ke hoo e ka bang 39% bakeng sa matšolo a eona a mangata. (Tlhokomeliso: Kickstarter.com e lumella batho ba bangata hore ba fumane merero ea boipheliso feela, ho bolelang hore ha ho matšolo a mapato / litlhoko tsa botho tse lumelloang.)
Ho feta moo, sehlooho sa January 2015 se The New York Times se buang ka bongata bo akarelletsang litlhaloso tsa Ethan Austin, Mothehi oa Motheo le mopresidente oa Offerward.com , e leng sebaka se seng se lebisang liwebsaeteng tsa batho ba bangata (le ho lumella lipapali tsa ho qetela tsa litšenyehelo). Ho ea ka Austin, " karolo ea 80 lekholong ea batho ba tlatsetsang ke batho bao u ba tsebang ho e-na le batho bao u sa ba tsebeng ." O phaella ka ho re: " Ho fumana batho ba bararo kapa ba bane ho ba 100 ho fana ka chelete e ntle ."
Taba e 'ngoe e buang ka mapato a batho ba bangata ba hatisitsoeng ka September 2014 e pheta maikutlo a Austin' me ka ho khetheha e bua ka liketsahalo tsa ho qetela tsa litšenyehelo: "... chelete e ngata e tla tsoa ho beng ka bona le metsoalle ."
Na U Lokela ho Lefa Chelete ea Mantsoe?
Mokhatlo oa National Funeral Directors Association (NFDA), mokhatlo oa khoebo o emelang matlo a lepato, batsamaisi ba lepato le bathetsi ba setopo, o hlophisitse boitsebiso ka litsenyehelo tsa lepato ho tloha ka 1960 'me o bala lipalo tsena kamehla le ho phatlalatsa lintlha. Ho latela NFDA ea morao-rao "Phatlalatso ea Litaba tsa Kakaretso ea Litefiso" (July 2013), tekanyetso e tloaelehileng ea " lepato la setso " ke $ 7,045 . ( Sena ha se kenyelle sebaka sa mabitla, moo mabitla ao a a hlokang hangata. Ho kenyeletsa marulelo a mabitla, tefiso ea boipheliso ea lepato la lepato ho fihlela ho $ 8,343 .)
Ka lebaka la litšenyehelo tse tloaelehileng tsa lepato la NFDA, 'me u nahana hore matšolo a mangata a lichelete a ho qetela a fumanoang ho tsoa ho beng ka uena le metsoalle, batho ba bangata ba tla ba le litšenyehelo tsa litefiso tsa lepato la hao, ho patoa, sehopotso le / kapa litšenyehelo tsa ho qetela ka mor'a lefu la motho eo u mo ratang ntle le hore maemo a haufi le mofu le / kapa baphonyohi ba imetsa maikutlo haholo. (Leha ho le joalo, ha ho na tiiso.) Lefu le bohloko la Elisha Marsh ea lilemo li tharo le hlalositsoeng ka holimo le ile la fumana litaba tsa bohlokoa, tse hlokomelang tlhokomelo, kutloelo-bohloko le ho hloka batho ba sa tsebeng. Le ha lefu le leng le le leng le bonahala le susumelletseha ho ba tsebang le ho rata mofu, ba bangata ba shoang ha ba finyelle boemo bona ba sechaba.
Seo se re, ha ho letho le u thibelang ho kopa monehelo oa lichelete ka hosaete ea marang-rang bakeng sa lepato, lepato, sehopotso le / kapa litšenyehelo tse ling tsa ho qetela. Ha u ntse u atleha ho etsa mosebetsi oa ho qetela oa litšenyehelo ho hloka mosebetsi o mongata, batho ba bangata ba ka 'na ba nka monehelo kapa chelete leha e le efe ea lichelete e thusang.
Liforomo tsa ho qetela tsa theko ea Crowdfunding
• Tlosa Mpho
• Mpho ho
• Letlōle la lichelete
• Fana ka Pele
• Etela Fund Me
• Indiegogo
• Itšetleha
• Ua hlokomela
• Re na le karete ea tlhokomelo
Mongolo oa Mongoli: Likhokahanyo tse ngata tse ka holimo ke tsa ho fana ka tlhahiso ea tlhahiso feela, 'me babali ha baa lokela ho bonts'a ho kenngoa ha bona mona ka tumello, ho sa tsotellehe hore na e fana ka maikutlo kapa e fana ka maikutlo.
Boitsebiso bo eketsehileng :
• Na Lepato ke Kannete lethathamo la Boraro le Theko e Boima ka ho Fetisisa Bophelong?
Lisebelisoa :
"Meputso ea Boholo-holo: Seo U Lokelang ho se Tseba" ka Kayleigh Kulp, la 8 August, 2014. www.foxbusiness.com . E tsositsoe ka la 3 March, 2015. http://www.foxbusiness.com/personal-finance/2014/08/08/crowdfunding- matšeliso- ho tsebahala- ho tseba
"Letšolo la Inthanete le tsosa $ 130,000 bakeng sa lepato la Elia" ka Robin Levinson King, la 20 February, 2015. www.thestar.com. E tsositsoe ka la 3 March, 2015. http://www.thestar.com/news/gta/2015/02/20/online-campaign-for-elijahs-funeral-tops-35000.html
"Thuso ea Koahela Litšenyehelo tsa lepato la Elia Marsh" ka Justin Kozuch. www.tilt.com . E tsositsoe ka la 3 March, 2015. https://www.tilt.com/campaigns/help-cover-the-costs-of-elijah-marchs-funeral
"Lintlha." www.kickstarter.com . E tsositsoe ka la 20 March, 2015. https://www.kickstarter.com/help/stats
"Ho Laola Litšenyehelo tsa Bophelo bo Botle ka Makhotla" ka Constance Gustke, la 30 January, 2015. The New York Times . E tsositsoe ka la 12 March, 2015. http://www.nytimes.com/2015/01/31/business/managing-health-costs-with-crowdfunding.html
"Litšenyehelo tsa Lepato la Bohlokoa Bakeng sa Motho eo U mo Ratang" ka Jodi Helmer, la 4 Setsebele 2014. www.nextavenue.org . E tsositsoe ka la 12 March, 2015. http://www.nextavenue.org/article/2014-08/crowdfunding-funeral-costs-loved-one
"Sehlopha sa Litaba tsa Kakaretso ea Litho tsa NFDA ea 2013." Mokhatlo oa Baetapele ba Sechaba oa Mapato. E tsositsoe ka la 20 March, 2015. Pokello ea bangoli.