Ho na le lik'hamphani tse ngata tsa inshorense tsa bophelo bo botle United States Ba bangata ba sebetsana le sebaka se senyenyane sa libaka, ha ba bang ba tiisetsa bakuli ho pholletsa le naha. Hape ho na le Medicaid le Medicare.
Ho na le lik'hamphani tse tšeletseng tsa inshorense tse kholo ka ho fetisisa: WellPoint, CIGNA, Aetna, Humana, United Healthcare le BlueCross BlueShield, le hoja mosebetsi ona o sebetsa ka boemong bo botle.
Lik'hamphani tse hlano tse kholo tsa inshorense ea bophelo bo botle li tiisetsa hoo e ka bang halofo ea baahi ba inshorense kapa batho ba fetang limilione tse 100 Mona re shebisisa lik'hamphani tse hlano tse kholo tsa inshorense ea bophelo bo botle.
WellPoint, Inc.
WellPoint e na le litho tse limilione tse 34 lichabeng tsa eona tsa bophelo bo botle le li-insuree tse fetang limilione tse 70 ha litšehetso tsa eona li kenyelelitsoe. Sena se etsa hore WellPoint e be khampani e kholo ka ho fetisisa ea inshorense ea bophelo bo botle.
WellPoint e bōpiloe ho tloha meraneng ea WellPoint Health Networks Inc. le Anthem, Inc., ka 2004.
WellPoint e ikarabella ho Indianapolis, Indiana. Ke seteishene se ikemetseng sa Blue Cross le Blue Shield Association e sebeletsang litho tsa California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, Virginia, le Wisconsin.
Morero oa WellPoint o etsa khoebo joaloka Anthem Blue Cross, Anthem Blue Cross le Blue Shield, Blue Cross le Blue Shield ea Georgia, Empire Blue Cross Blue Shield, kapa Empire Blue Cross (libakeng tsa tšebeletso tsa New York).
WellPoint e boetse e sebeletsa bareki ho pholletsa le naha e le UniCare.
E mong ho ba robong ba Amerika ke inshorense ka WellPoint.
Merero e hlokomeloang ea tlhokomelo ea WellPoint e kenyelletsa: mekhatlo e fanang ka mekhoa ea boipheliso (PPOs); mekhatlo ea tlhokomelo ea bophelo, (HMOs); merero ea boemo ba tšebeletso (POS); merero ea mekhoa ea boipheliso le merero e meng ea li-hybride, ho kenyelletsa le merero ea bophelo bo botle ba basebetsi (CDHPs); le sepetlele feela le lihlahisoa tse fokolang.
Khamphani e boetse e akaretsa litšebeletso tse hlokomeloang tsa tlhokomelo ho bareki ba lichelete, ho kenyeletsoa ts'ebetso ea litlaleho, ho ngolisa litlaleho, ho lahleheloa ke inshorense ea tšebeletso, lits'ebeletso tsa hona joale, ho fana ka marang-rang a fanang ka lits'ebeletso, tsamaiso ea litšenyehelo ea meriana, tsamaiso ea mafu, mananeo a boiketlo le lits'ebeletso tse ling tsa tsamaiso
Mekhatlo e tšebelisanoang le mekhatlo e fana ka mefuta e mengata ea lintho tse khethehileng le lits'ebeletso tse ling tse kang melemo ea inshorense ea bophelo le ea bokooa, meno, pono, litšebeletso tsa bophelo bo botle ba bophelo bo botle, ts'ebeliso ea litšebeletso tsa radiology, tataiso ea tlhokomelo ea bophelo bo botle ba batho, litšebeletso tsa nako e telele ea tlhokomelo ea tlhokomelo ea bophelo litlaleho.
CIGNA Health Insurance Company
Sebaka sa bolulo sa Philadelphia, Pa., Histori ea CIGNA e se e fetile lilemo tse fetang 125. Lichelete tsa khamphani (ho tloha ka December 2011) ke $ 21.3 limilione tse likete.
CIGNA e na le lichelete tse limilione tse 11,4 United States le tse ling tse limilione tse 7,6 ka ntle ho US (linaheng tse 29 tse fapaneng) 'me li behoa Nomoro 129 lethathamong la Fortune 500.
Ka 2010, CIGNA e sebelisitsoe litlaleho tsa limilione tse 119 tsa bongaka.
CIGNA e na le likarolo tse tharo:
- CIGNA HealthCare e fana ka merero le litšebeletso tsa bophelo ho lik'hamphani le ho batho ka bomong, ho fana ka bophelo bo botle ba bongaka, meno, boits'oaro bo botle, lithethefatsi, le ho hlokomela litaba.
- CIGNA Group Insurance ke e mong oa ba nang le bokooa ba sehlopha se nang le bokooa, bophelo le kotsi likotsing United States.
- CIGNA International e fana ka inshorense ea bophelo, kotsi le tlatsetso ea bophelo bo botle hammoho le tlhokomelo e khethehileng ea bophelo bo botle le mekhatlo ea inshorense ea basebetsi ba ho leleka basebetsi ba lik'hamphani tsa linaha tse ling tse tsoang naheng e 'ngoe.
Aetna
Aetna e thehiloe ka 1853 Hartford, Conn., 'Me e fana ka tlhokomelo ea bophelo bo botle, meno, litlhare, bophelo ba sehlopha, le inshorense ea bokooa, le melemo ea basebetsi. E na le litho tse ka bang limilione tse 18 tsa bongaka, litho tse 13,5 tsa meno tsa meno, le litho tsa li-pharmacy tse limilione tse 8.5.
Mohiri oa litšebeletso o fana ka melemo ho bahiri ba liholong tsohle tse 50, ka lihlahisoa le lits'ebeletso tse lebisitsoeng ka ho khetheha ho bahiri ba naha, ba bohareng ba maholo le ba maholo.
Aetna o boetse o sebeletsa basebetsi ba Medicare le Medicaid limmarakeng tse ling. Chelete ea Aetna bakeng sa 2010 e ne e le $ 34,246 milione, ka tlaase ho 1.5% ho tloha selemong se fetileng.
Humana
E thehiloe ka 1961 'me e le setsi sa eona se Louisville, Ky., Humana e ile ea qala ho ba lehae le le leng la tlhokomelo' me la eketseha ho fihlela lipetlele tse fetang 100 pele li kenella melemo ea bophelo bo botle.
Humana o na le litho tsa bongaka tsa limilione tse 10,2 'me ke lenane la 73 lethathamong la Fortune makasine ea lik'hamphani tse kholo tsa US, tse khetholloang ke chelete ea selemo le selemo.
Humana e fana ka litšebeletso tse ngata le merero ho kenyeletsa:
- Merero ea Humana Medicare , bakeng sa bareki ba tšoanelehang ba Medicare
- Humana One, inshorense ka bomong e nang le mefuta e mengata ea merero
- Humana One Mental & Vision
- Humana One Life le Supplemental Insurance, e fanang ka merero ea bophelo bo ikhethang, ho lefella liphallelo tsa sepetlele le maano a lebisitsoeng bakeng sa mafu a itseng. HumanaDental, bakeng sa bahiri
- HumanaVisionCare
Mofani oa tlhokomelo ea bophelo bo botle o boetse o fana ka mookameli oa melemo ea litlhare, Humana Pharmacy Solutions, e tšehetsoeng ke khoebo ea Fortune 100 'me ke e' ngoe ea li-PBM tse phahameng ka ho fetisisa sechabeng.
Mekhoa ea Bo-Pharmacy Solutions "morero ke ho fa litho litho tsa meriana tseo ba li hlokang ha li ntse li fana ka tataiso litšebelisanong tsa meriana tse hlakileng, tsa therapeutically tse tlisang bohlokoa ho setho le mohiri.
United Healthcare
UnitedHealthcare ke karohano ea ts'ebetso ea UnitedHealth Group, e leng lefapha la bongaka le leholo ka ho fetisisa United States. Khamphani e thehiloe ka 1977 ka ho tsosolosoa ha Charter Med Inc., e ileng ea thehoa ka 1974.
Khampani e fana ka lihlahisoa le lits'ebeletso ho Maamerika a ka bang limilione tse 70 le mananeo a tsamaiso ea meriana e fanang ka phihlelo e fokolang ea lithethefatsi bakeng sa batho ba limilione tse 13.
United Healthcare e na le lihlopha tse tharo:
- UnitedHealthcare Employer & Motho e mong le e mong o fana ka merero ea melemo le litšebeletso ka boithaopo ho bahiri ba maholo, ba bangata le bahiri ba naha ebile o hokahanya melemo le tlhokomelo ea tlhokomelo ea bophelo bo botle ba marang-rang molemong oa bahiri ba banyenyane ho isa bohareng, esita le batho ka bomong, liithuti le malapa.
- UnitedHealthcare Medicare & Retirement ke kgwebo e kholo ka ho fetisisa sechabeng se inehetseng bakeng sa ho finyella litlhoko tse ntseng li hōla tsa batho ba baholo.
- UnitedHealthcare Community & State e thusa le ho laola litšebeletso tsa tlhokomelo ea bophelo bakeng sa mananeo a sechaba a tšehelitsoeng ke 'muso le Medicaid le ba nang le melemo ea bona.
Lichelete tsa khamphani karolong ea pele ea selemo sena li ne li le $ 25,432 limilione, ho tloha ho $ 23,193 limilione kotarong ea pele ea 2010.
United Healthcare e behiloe Nomoro ea 22 lethathamong la Fortune 500 le thehiloeng ho chelete. E ile ea boela ea amohela mohala oa No. 1 bakeng sa Innovation ka lethathamo la Inshorense le Lefapha la Tlhokomelo ea Ts'ebeliso lethathamong la 2011 la Fortune la Lik'hamphani Tsa Lefatše ka ho Fetisisa ho Admired.